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Super Surplus is a Star health insurance plan that offers much larger coverage than basic health insurance plans. Super Surplus health insurance policy offers extensive protection at a lesser price.
Any person between the age of 5 months and 60 years can take the Super Surplus insurance plan. Super Surplus from Star Health offers individual basis insurance plan and family floater basis insurance plan. In individual basis plan, the minimum amount that can be insured is Rs. 7, 00,000 for a premium of Rs. 3000, and the maximum amount that can be insured is Rs. 10, 00,000 for which the premium is Rs. 4000. In family floater basis, the maximum amount that can be insured is Rs. 10, 00,000 with two choices of premium – Rs. 5700 or Rs. 4300.
Benefits of Super Surplus:
- Offers excellent hospitalization cover.
- Offers Pre-Existing Diseases / Illness coverage after 36 months of continuous insurance.
- Provides excellent Tax benefits under Section 80D of the Income Tax Act.
The hospitalization cover of Super Surplus includes in-patient hospitalization expenses, room/ boarding expenses, ICU expense, medicine/drug cost, diagnostic charges, consultation fee, nursing expenses, surgeon’s fees, consultant’s fees, anesthetist’s fees, specialist’s fees, and cost of blood/ oxygen/ pacemaker.
Super Surplus health insurance plan does not cover any expenses incurred for treatment of illness/disease/sickness contracted by the insured person during the first 30 days from the commencement date of the policy. This policy does not cover the cost of treatment for congenital diseases/defects/anomalies and the expenses incurred for non-allopathic treatment.